[TriLUG] SSN for applying to jobs

William Sutton william at trilug.org
Thu Nov 25 01:49:23 EST 2004


Kevin, do you still have a link to that N&O article?  I'm finding myself 
getting a ton of those pre-approved credit card applications and would 
like to stem the tide.

William

On Wed, 24 Nov 2004, Kevin Flanagan wrote:

> The N&O ran an article a week ago this past Sunday about avoiding ID
> theft.  One of the items listed was a phone number to prevent all of
> those preapproved Credit Card offers, the legit ones, from showing up.
> What that does is to disallow "mini credit checks" that they do to
> approve you.  I haven't seen more than 1/2 a dozen offers in 3 years.  I
> suspect that this is a more complete check, they do not need your
> permission for all checks, I'm guessing that the application would also
> have language on their that allows a credit and criminal records check.
> I know that banks do both.  
> 
> 
> On Wed, 2004-11-24 at 14:56 -0500, Michael Thompson wrote:
> 
> > -----BEGIN PGP SIGNED MESSAGE-----
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> > Thats scary, I never realized it was legal to run someone's credit
> > without permission...  WTF?
> > 
> > - --mike
> > 
> > 
> > gregbrown at mindspring.com wrote:
> > 
> > | That's probably exactly what they are doing: running a pre-screening
> > credit check.  Go ahead and ask them outright.  They should have to ask
> > for premission.  It ticks me off too because having too many credit
> > checks in a short time period can actually lower your credit score but a
> > little bit.  If I apply to two dozen shops in a week I don't want 24
> > checks in that same time period.
> > |
> > | Ugh.
> > |
> > | Greg
> > 
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> 
> 



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