[TriLUG] OT: NC insurance options

[Warren Myers]

Not sure if anyone else has looked here, but I've been doing comparison
hunting via www.ehealthinsurance.com for the last couple weeks to decide if
the employer-supplied is better/competitive with self-found.

In my particular case, it's not been better to go elsewhere from the
employer-supplied, but for some people I know it is :)

WMM

On Thu, Mar 29, 2012 at 19:51, Michael Kimsal <mgkimsal at gmail.com> wrote:

> Hrm... I've had the opposite experience with BCBSNC HSA plan.  Premiums
> have gone up about 3-5% per year past 3 years, but we also got a refund
> ($600?) 18 months ago after the national health plan thingy passed.  But
> we've also got a high deductiable, and basically just treat it as
> catastrophic insurance.
>
>
> On Thu, Mar 29, 2012 at 7:45 PM, Brian Phelps <brphelps at ieee.org> wrote:
>
> > I don't know if UHC has changed or not but our office had many problems
> > with UHC. Basically you pay full price then UHC refunds you.  My infant
> son
> > had breathing problems and we had a VERY hard time getting much of our
> > money for what coverage was in our plan.  I felt like I had to be a
> lawyer,
> > accountant, and even then we had collections agencies after us from
> several
> > specialists.
> >
> > Once that dollar has left your wallet you must justify getting it back
> from
> > UHC and they will reject it over and over.  NOT FUN!  Not practical.
> >
> > We switched to BCBS and it _was_ better than UHC for a while until the
> > Obama healthcare passed.  Then deductibles more than doubled and coverage
> > shrunk while premiums went up over 15%.  Just stating the facts here.
>  Read
> > into politics what you will.
> >
> > Basically we were buying in a large group in a kind of co-op and that
> > apparently dissapeared when the new Obama legislation passed.  Don't know
> > why this became "illegal" but here we are with shitty coverage and higher
> > premiums and deductables.
> >
> > If anyone does have an alternative for us small businesses please chime
> in!
> >
>
-- 
Warren Myers
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