[TriLUG] SSN for applying to jobs

[Kevin Flanagan]

The N&O ran an article a week ago this past Sunday about avoiding ID
theft.  One of the items listed was a phone number to prevent all of
those preapproved Credit Card offers, the legit ones, from showing up.
What that does is to disallow "mini credit checks" that they do to
approve you.  I haven't seen more than 1/2 a dozen offers in 3 years.  I
suspect that this is a more complete check, they do not need your
permission for all checks, I'm guessing that the application would also
have language on their that allows a credit and criminal records check.
I know that banks do both.  


On Wed, 2004-11-24 at 14:56 -0500, Michael Thompson wrote:

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> Thats scary, I never realized it was legal to run someone's credit
> without permission...  WTF?
> 
> - --mike
> 
> 
> gregbrown at mindspring.com wrote:
> 
> | That's probably exactly what they are doing: running a pre-screening
> credit check.  Go ahead and ask them outright.  They should have to ask
> for premission.  It ticks me off too because having too many credit
> checks in a short time period can actually lower your credit score but a
> little bit.  If I apply to two dozen shops in a week I don't want 24
> checks in that same time period.
> |
> | Ugh.
> |
> | Greg
> 
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-- 
Kevin Flanagan <kevin at flanagannc.net>
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