[TriLUG] OT: getting liability insurance

[Chander Ganesan]

Jim Ray wrote:
> I dunno if Geico does biz policies. Hartford does.
>   
We use Hartford as well.  I'd call 'em up.  I beleive part of their 
liability insurance has to do with the work you are doing, and AFI can 
recall, you can opt to not cover yourself if you are the owner (just 
your employees).

We have a lot of customers (mostly gov't and manufacturing) that require 
us to have a $2M policy with them named as "additional insured", seems 
to be pretty standard.  For the manufacturing sector, forcing their 
vendors to have their own liability insurance supposedly allows them to 
reduce the cost for their own coverage, which usually tends to be high 
in general...

You might just try calling Cameron Harris (Wachovia Insurance Services) 
to see what kind of rate they can give you.

> -----Original Message-----
> From: trilug-bounces at trilug.org [mailto:trilug-bounces at trilug.org] On
> Behalf Of Matt Frye
> Sent: Friday, August 01, 2008 8:30 PM
> To: Triangle Linux Users Group General Discussion
> Subject: Re: [TriLUG] OT: getting liability insurance
>
> On Fri, Aug 1, 2008 at 10:35 AM, Jim Ray <jim at neuse.net> wrote:
>   
>> My cousin owns the insurance company, and I've worked with him since I
>>     
> started.
>   
>> -----Original Message-----
>> From: trilug-bounces at trilug.org [mailto:trilug-bounces at trilug.org] On
>>     
> Behalf Of OlsonE at aosa.army.mil
>   
>> Sent: Friday, August 01, 2008 10:27 AM
>> To: trilug at trilug.org
>> Subject: Re: [TriLUG] OT: getting liability insurance
>>
>> You could call Erie Insurance and check with them. They have excellent
>>     
> rates (I use them for homeowner's / car) ...so I'm sure their other
> coverage's would be comparable as well.
>
> Both these responses illustrate the reason I went with my usual guy,
> Brant Baker of Nationwide.  I know him, he knows me.  I trust him.
> Most any insurance company can provide you with liability insurance,
> so use the company to whom you're already entrusting your other
> insurance policies.
>
> MPF
>   


-- 
Chander Ganesan
Open Technology Group, Inc.
One Copley Parkway, Suite 210
Morrisville, NC  27560
877-258-8987/919-463-0999
http://www.otg-nc.com